| Commercial Auto |
Workers Compensation
Healthcare Expanded Plus |
| Extended Cancellation (60 days) |
Executive Officer Expenses |
| Broad Form Insured –180 days for newly acquired or formed orgs. |
EL increased Limits 275/275/500 |
Supplementary Payments
*cost of bail bonds to $2,500 |
Other States extended reporting notice within 90 days |
| Amended Fellow Employee Exclusion –exclusion does not apply |
Transfer of Rights and Duties |
| Hired Auto Physical Damage – up to a $40,000 limit. |
Notice of Cancellation |
| Physical Damage Additional Transportation Expense |
Liberalization |
| Amended Duties accident, claim, suit, or loss. |
Unintentional Failure to Disclose |
| Unintentional Failure to Disclose |
Voluntary Compensation & EL |
| Hired Auto Coverage Territory |
EL Stop Gap |
| Resultant Mental Anguish |
Foreign Coverage Reimbursement (Included in statute in Pennsylvania) |
| Lease Gap Coverage |
U.S.L. & H. Coverage |
| Glass Repair Deductible Waiver |
Loss of Earnings Actual Loss Sustained – incurred at our request |
| Airbag Coverage |
Catastrophic Injury, additional expenses for:
Family Counseling expenses - Employee suffers a catastrophic injury - $2,500 per family maximum. |
| Sound Receiving and Reproducing Equipment – Broadened Coverage |
Catastrophic Injury, additional expenses for:
Crisis Consultant Services subject to a maximum of $3,000 any one event. |
| Extra Expense of returning stolen covered auto |
Catastrophic Injury, additional expenses for:
Temporary staff expense incurred to assist coverage of injured employees duties - subject to maximum of $1,000. |
| Two or More Deductibles |
Catastrophic Injury, additional expenses:
All expenses subject to $25,000 limit per policy period. |
